This week I wanted to share the output of some interesting analysis we have recently completed at Kensington. Based on mortgage application data, we have looked at how much spare income people have in different regions of the country, once they have paid off their usual bills and living expenses. We then tracked the difference between what is left and the mortgage cost each month, to give a household disposable income after all expenses.
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Vicki Harris has 20 years of experience working in challenger financial services brands, working across asset management, banking and specialist lending. She is Chief Commercial Officer of Kensington Mortgages, the UK’s leading non-bank specialist mortgage lender.