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Call us old fashioned but we believe there are some things that humans can do better than automated processes alone; like assessing mortgage applications. That’s why we use underwriters with years of experience who are trained to see beyond the tick
boxes and look for smarter ways to use the data, so that your mortgage adviser can provide advice and make the right recommendation for you.
For nearly 25 years, we’ve been using our expertise to develop mortgages with flexible lending criteria to suit the way we live our lives. It’s an approach that’s helped to make us one of the
UK’s leading residential specialist mortgage lenders. Whether you’re self-employed, a first-time buyer, a landlord or someone who doesn’t fit into the neat boxes of the traditional mortgage lender, we’re here to help.
A house is so much more than just bricks and mortar; it’s the home of your hopes, dreams and future. Our wide product range makes it easy to get a mortgage that not only matches your circumstances, but meets your expectations too.
It’s what we like to call the Kensington Difference.
Our range of specialist mortgages are underwritten by humans, which means we can consider more circumstances than traditional lenders.
We are always happy to talk to you and answer any questions you may have about your mortgage.
Please be aware mortgages are secured against your home and your home may be repossessed if you do not keep up repayments on your mortgage.