We are able to lend you between - (the lower amount will be based on the lower credit profile and the higher amount will be based on the higher credit profile).
It may be possible to enhance the maximum we may lend your customer by choosing one of our products with either a lower Reversionary Rate or a longer initial fixed rate term.
This figure is an illustrative figure for your information and does not represent a commitment to lend the quoted amount.
Kensington will consider using up to 100% of variable income depending on the history, frequency and certainty of amounts required. An Underwriter will determine an actual acceptable level on a case by case basis.
While our lending decisions are made by an underwriter, not a credit score, please note that we do use credit scores to educate our affordability assessment.
Login to our secure application portal to obtain a Decision in Principle, or call our Business Development Unit on 0800 111 020 to discuss the case.
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