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If your client is looking to buy
their first home but doesn’t fit the criteria of other lenders, our flexible
lending criteria can make a mission impossible, possible.
Our underwriters treat each case individually, giving us a more in-depth understanding of each mortgage application. This means that we can consider your first time buyer clients even if they only have a year’s history as a contractor, or a small credit ‘blip’ on their file.
Use our mortgage calculator to work out how much your client could borrow with us.
We define first time buyers as those who have not held a mortgage or owned an unencumbered property in the last 12 months.
Loans available up to 85% LTV, including New Builds
Limited or no credit history considered
Loans available up to £1 million
Affordability based on latest year’s accounts
No restriction on professions
Multiple income streams considered
Maximum age at application: 40
Up to 5x income
100% of overtime taken into account
Login to our online portal to submit or access your client's mortgage application.
You can submit your client's mortgage application by registering your company using our online portal.
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any Lending Criteria