We have temporarily withdrawn all Help to Buy products, in preparation for the launch of the new Help to Buy: Equity Loan Scheme (2021-2023) that launches 16th December.

Help to Buy Mortgages
Helping your clients build a brighter future with Help to Buy

We support the Government’s Help to Buy Equity Loan scheme which enables buyers with a personal deposit of at least 5% (England and Wales) or 10% (Scotland) to purchase a new build home.

Help to Buy Equity Loans are available in England (including the London scheme), Scotland and Wales on purchases and remortgages.

Use our mortgage calculator to work out how much your client could borrow with us.

View Product Guide Try our Calculator
Discover the Kensington Difference...

Available on purchases and remortgages

Available on properties in England (including London), Scotland and Wales

Capital raising on remortgages acceptable


  • Open on a repayment basis only, to first time buyers buying a new build property
  • Personal Business Development contact 
  • Underwriter decision - not automated score
  • No application fees


For further details see our full lending criteria.
For more information on Help to Buy, visit the Help to Buy scheme website.


We can help your clients who are...
  • First time buyers looking to buy a new build property
  • People who have failed a credit score check 
  • Employed, Self-Employed and Contractors of any profession
  • People with multiple sources of income such as bonuses


Can we help your other clients?

Affordability based on latest year's acounts

No restrictions on professions

Multiple income streams considered

Self-employed Mortgages 

Up to 75% LTV

Limited Company assessed on SPV portfolio only

Maximum age at application: 70

View Buy to Let Guide 
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
Already have an account?

Login to our online portal to submit or access your client's mortgage application.

New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.