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If there’s one certainty in life, it’s that we’re all going to get older, but we don’t believe that should put a brake on our ambitions. That’s why we’ve created our Enjoyable Futures mortgage for borrowers aged 55 and over, who want to take their mortgage into retirement and beyond the age of 75. Your client can choose from two, five and 10-year fixed term rates, and a mortgage of up to 70% loan-to-value on a repayment basis, with a maximum age of 90 at the end of their payment term. It’s just another way we’re determined to help your customers get a mortgage, whatever their age. Use our mortgage calculator to work out how much your client could borrow with us.
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Offered on a 2, 5 and 10-year fixed rate
Shorter 5 year ERC on 10-year fixed rate
Products available for up to 70% LTV on a repayment basis
Enhanced affordability - up to 6x income Loans available up to 90% LTV Maximum age at application: 40
Up to 85% LTV Limited Company assessed on SPV portfolio only Maximum age at application: 70
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