Mortgages for Young Professionals
Brighter mortgages for brighter futures

Dedicated, committed and with tons of potential, your young professional clients have shown they have what it takes to get on in their career, now we want to help them get ahead on the property ladder. 

Our mortgage range offers enhanced affordability to take into account the earning potential your clients have. 

To qualify for the Brighter Futures mortgage, your clients need to be registered with the appropriate UK professional body, fully qualified and practising in their specific field.

Use our mortgage calculator to work out how much your client could borrow with us.

View Product Guide Place your case
Discover the Kensington Difference...

Enhanced affordability - up to 6x income

Loans available up to 75% LTV

Cashback options available

  • Joint applications minimum income £50k
  • Single applicants minimum income £35k
  • Underwriter decision – not automated score
  • No application fees 
For further details see our full lending criteria.


We can help your clients who are...
  • Actuaries
  • Barristers
  • Chartered accountants
  • Commercial pilots
  • Dentists
  • Doctors
  • Solicitors


Can we help your other clients?

Maximum age at application: 40

Up to 5x income

100% of overtime taken into account

View our Hero Mortgage range 

Up to 75% LTV

Limited Company assessed on SPV portfolio only

Maximum age at application: 70

View Buy to Let Guide 
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
Already have an account?

Login to our online portal to submit or access your client's mortgage application.

New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.

Manage cookies Accessibility Cookie Policy Terms of Use

Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.