Your Mortgage, Your Terms
When your broker applies for a Kensington mortgage you can choose the repayment term that suits your life. You can opt for 2, 5 or 10-year fixed term rates on a repayment mortgage of up to 70% loan-to-value. All we ask is that you’re not older than 90 at the end of your mortgage term.
We try to work around your circumstances
As the UK’s leading specialist mortgage lender, for nearly 25 years we’ve been helping people get the mortgages they need. When we look at your application our underwriters take account of your individual circumstances, and our lending criteria is designed to be more flexible than the high street lenders.
For example, if you’re self-employed we can consider your application even if you only have 1 years’ worth of accounts. It’s all because we use dedicated underwriters to make our decisions rather than rely on automated scores. And to make things that little bit easier we don’t charge application fees either.