THE INFORMATION WE MAY NEED TO SEE
From your mortgage adviser
We may ask your mortgage adviser to supply the following on your behalf:
- 3 months' bank statements
- Any other proof of income
- Your passport or other identification
Money in, money out
We’ll also need to understand what money you earn and what you spend each month to help our underwriters assess what you’ll be able to comfortably afford to pay so that you don’t struggle with your monthly repayments.
- Income
- Credit, store or charge card balances (both sole and joint applicants)
- Loans (both sole and joint applicants)
- Car leases
- Pensions
- School fees and childcare
- Maintenance/Alimony
Credit blips
As a specialist mortgage lender, we’re used to dealing with less than perfect credit such as a missed credit card payment or a County Court Judgement. We’ll do what we can to help if you have recent:
- Missed credit card payment(s)
- County Court Judgements
- Missed mobile phone payment(s)
- Loan defaults
