WHO CAN APPLY FOR A KENSINGTON MORTGAGE?

THE INFORMATION WE MAY NEED TO SEE

From your mortgage adviser

We may ask your mortgage adviser to supply the following on your behalf:

  • 3 months' bank statements
  • Any other proof of income
  • Your passport or other identification

Money in, money out

We’ll also need to understand what money you earn and what you spend each month to help our underwriters assess what you’ll be able to comfortably afford to pay so that you don’t struggle with your monthly repayments.

  • Income
  • Credit, store or charge card balances (both sole and joint applicants)
  • Loans (both sole and joint applicants)
  • Car leases
  • Pensions
  • School fees and childcare
  • Maintenance/Alimony

Credit blips

As a specialist mortgage lender, we’re used to dealing with less than perfect credit such as a missed credit card payment or a County Court Judgement. We’ll do what we can to help if you have recent:

  • Missed credit card payment(s)
  • County Court Judgements
  • Missed mobile phone payment(s)
  • Loan defaults

USEFUL INFORMATION

  • Guide to the mortgage process
    Our helpful guide takes you through the mortgage process from start to finish, so you'll know what to expect at every stage.
    YOUR MORTGAGE JOURNEY
  • Why choose Kensington
    As a specialist mortgage lender, we know that no two people or their circumstances are the same. That's why we've always celebrated differences.
    THE KENSINGTON DIFFERENCE
  • Getting advice and help
    How to get the advice and help you need to find the mortgage that may be suitable for your circumstances.
    GETTING MORTGAGE ADVICE

    TOP TIPS TO GET MORTGAGE FIT

    WHAT OUR CUSTOMERS SAY

    Please be aware mortgages are secured against your home and your home may be repossessed if you do not keep up repayments on your mortgage.