We believe that you shouldn’t be penalised if you don’t meet the one size fits all approach of the high street. So for the last 25 years, we’ve been using our expertise to develop specialist mortgages that work with your circumstances, not against them.

We do this by ensuring that our mortgages come with lending criteria that allow us to be more flexible when we look at your application form and whilst we always lend responsibly, we don’t just rely on credit scores and algorithms to make our decisions. Instead, we use real people with years of experience, who are trained to see the people behind the tick boxes on an application form. It’s this head and heart approach that we like to call the Kensington Difference.

USEFUL INFORMATION

  • Guide to the mortgage process
    Our helpful guide takes you through the mortgage process from start to finish, so you'll know what to expect at every stage.
    YOUR MORTGAGE JOURNEY
  • Before you apply
    We’ve put together a helpful list of some of the key things you and your adviser will need to consider before they apply for a Kensington mortgage.
    GET MORTGAGE FIT
  • Getting advice and help
    How to get the advice and help you need to find the mortgage that may be suitable for your circumstances.
    GETTING MORTGAGE ADVICE

    WHAT OUR CUSTOMERS SAY

    Please be aware mortgages are secured against your home and your home may be repossessed if you do not keep up repayments on your mortgage.