Mortgage and Property Report November 2019

Welcome to the November 2019 edition of the Mortgage and Property Report. In this issue, we look at how the mortgage needs of different segments of customers vary, and specifically the role that intergenerational differences, the macroeconomic backdrop, demographic trends, and regulatory changes play in this. We also examine how these needs have changed over time and the different ways lenders can and are addressing them.

• Mortgage needs across different generations vary, and these differences can be exacerbated by macro and regulatory  changes
• Available mortgage products and current lending criteria are generally not tailored to more complex mortgage needs
• Lender adaptability to changing demographic trends and customer requirements are important, both for customers and for lenders to remain competitive