ENHANCED OFFERING FOR LARGE MORTGAGE LOANS
For your Residential clients requiring loans between £500k and £2million, for either purchase or
- NEW 3 year fixed rate options
- NEW set fees of either £1,499 or £1,999
- Lower rates than Select
- Free Valuation included
On our CORE range, for those with defaults older than 24 months. For both purchase and remortgage, up to 70% LTV:
5YR Fix | £999 fee | 5.95%
5YR Fix | No fee | 6.15%
2YR Fix | £999 fee | 6.15%
2YR Fix | No fee | 6.59%
We don't take into account Communication/Insurance defaults. Utility defaults cannot exceed £250 per person. Bank Account defaults/arrears subject to underwriter discretion.
Buy to let specials
CORE | Up to 75% LTV | 2YR Fix | £5k fee | 5.79%
CORE | Up to 75% LTV | 2YR Fix | 5% fee | 4.64%
HMO/MUB | Up to 75% LTV | 2YR Fix | 5% fee | 4.74%
CORE | Up to 75% LTV | 5YR Fix | 5% fee | 5.29%
For purchase and remortgage, and also available for Limited Company.
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Welcome to Kensington, the UK’s leading specialist mortgage lender.
We serve the needs of people whose circumstances don’t meet the lending criteria of high street banks. With a highly trained team of underwriters, we don’t just rely on credit scoring and algorithms to make decisions, instead we look at your client’s individual circumstances with an open mind.