Later Life Lending
Forward thinking mortgages for the young at heart

If there’s one certainty in life, it’s that we’re all going to get older, but we don’t believe that should put a brake on our ambitions. That’s why we’ve created our Enjoyable Futures mortgage for borrowers over the age of 55 who want to take their mortgage into retirement and beyond the age of 75. You can choose from two, five and 10-year fixed term rates, and a mortgage of up to 70% loan-to-value on a repayment basis, with a maximum age of 89 at the end of your payment term.   It’s just another way we’re determined to help our customers get a mortgage, whatever their age. 

Product Guide

Offered on a 2, 5 and 10-year fixed rate

Shorter 5 year ERC on 10-year fixed rate

Products available for up to 70% LTV on a repayment basis

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New enquiries
0800 111 020
Existing cases
03444 99 00 11
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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.