Part and Part Mortgages
Part and part mortgages available with Kensington

Part and part mortgages are ideal if your client wants to have lower monthly payments than a full repayment mortgage.

We can offer part and part mortgages for your clients provided they have the ability to repay any remaining capital at the end of their mortgage term.

Use our mortgage calculators to work out how much your client could borrow with us. Note that our Residential mortgage calculator calculates affordability on a repayment basis, regardless of the repayment type, so there's no need to tell us your part and part split.

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Discover the Kensington Difference...

Free

Valuation options available

£0

No application fees

£250

Cashback options available

  • Income less than £75k – Loans available up to 90% LTV, with a maximum 50% Interest Only element
  • Income £75k or more – Loans available up to 90% LTV, with a maximum 75% Interest Only element
  • Self employed based on 1 years accounts
  • Enhanced affordability for Higher Earners and Young Professionals
  • Underwriter decision – not automated score 
 
For further details see our full lending criteria.

 

Can we help your other clients?
YOUNG PROFESSIONALS

Enhanced affordability - up to 6x income

Loans available up to 90% LTV

Maximum age at application: 40

View Product Range 
BUY TO LET

Up to 85% LTV

Limited Company assessed on SPV portfolio only

Maximum age at application: 70

View Buy to Let Guide 
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
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New to Kensington?

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.