1. By taking part in the Prize Draw you are agreeing to be bound by these Terms and Conditions.
2. The Prize Draw is being run by Ipcress Consultancy on behalf of Kensington Mortgage Company Limited (”Kensington”) trading as Kensington (registered in England No. 3049877), registered at: 2nd Floor, Marlow International, Parkway, Marlow, SL7 1YL. Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336).
3. To enter the Prize Draw the entrant must be eligible and follow the instructions in these Terms and Conditions.
4. The entrant must be an existing customer of Kensington Mortgage Company Limited and invited by email to participate in consumer research between 2nd March 2026 (the “Opening Date”) and 31st March 2026 (the “Closing Date”).
5. A maximum of one entry per individual is allowed.
6. The Prize Draw is free to enter.
7. To enter into the Prize Draw the entrants must:
8. The Prize Draw will run from the Opening Date to the Closing Date inclusive. Any entries received after the Closing Date will not be included in the draw.
9. The winner will receive £1,000. No alternative prize will be offered. Prizes are non- negotiable and non-transferrable.
10. The winner will be selected at random, using a computer-generated process overseen by Ipcress Consultancy. The draw will take place after the Closing Date.
11. The winner will be notified by email to the email account they provided with the prize entry. The winner must respond within 10 days to confirm how they would like to receive the prize. The prize will be issued solely to the winner and will not be paid to any other individual on their behalf.
12. Kensington will make all reasonable efforts to contact the winner. If the winner cannot be contacted or has not claimed their prize within 10 days of the email being sent, Kensington reserves the right to award the prize instead to the next entry drawn at random.
13. To the extent that privacy laws permit, the name of the winner will be available upon request 10 days after the competition closes by emailing Kensington at yourexperience@kensingtonmortgages.co.uk, with the subject header “Winner – Consumer Research Prize Draw” the disclosure of which entrants are by entering the Prize Draw deemed to consent.
14. By entering into the Prize Draw the entrant acknowledges that any personal data they provide may be held and used by Kensington in accordance with Kensington’s privacy policy for the purposes of administering the Prize Draw.
15. Please see Kensington’s Fair Processing Notice.
16. Kensington and its associated agencies and companies does not accept any liability for any loss, expense or damage, other than such liability that cannot be excluded by law including death or personal injury caused by negligence, where liability shall be limited to the minimum permissible by law.
17. Any costs associated with entering into the Prize Draw including but not limited to the cost of collection of prizes, tax liability or participating in the event shall not be Kensington’s responsibility.
18. If Kensington in its absolute discretion believes that there has been a breach of these Terms and Conditions by an entrant, we may invalidate the relevant entry and disqualify the entrant from the Prize Draw irrespective of the stage in the Prize Draw reached.
19. Kensington reserves the right to cancel, amend, terminate or temporarily suspend the Prize Draw at any time with no liability to any entrant or any third party.
20. Kensington’s decision in all matters relating to the Prize Draw is final and binding and no correspondence will be entered into.
21. The Prize Draw and its Terms and Conditions are subject to English law and the exclusive jurisdiction of the English courts.