INTRODUCING OWN NEW RATE REDUCER

Lower rates for specialist clients

An innovative product that uses the house builder's incentive towards the cost of the mortgage, reducing the initial monthly payments during the 2 or 5 year fixed term.

Suitable for first time buyers and home movers purchasing an eligible new build property from an approved house builder.

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Quick Links

Register on our portal to place DIPs and cases

View our lending criteria

Find the right Kensington solution for your clients’ circumstances

Use our affordability calculator to see what they could borrow with us

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Visit K-hub, our service and information hub

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

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Welcome to Kensington, the UK’s leading specialist mortgage lender.

We serve the needs of people whose circumstances don’t meet the lending criteria of high street banks. With a highly trained team of underwriters, we don’t just rely on credit scoring and algorithms to make decisions, instead we look at your client’s individual circumstances with an open mind.

What makes us different

Solution led innovative products

A resi and BTL product range to give your clients more options. Our mortgages come with flexible lending criteria and are always underwritten by real people, not computers.

Discover our products

Exceptional sales support

With Kensington, you get the choice of telephone, face to face, virtual or webchat with our sales teams. Or use our 24/7 lending criteria chatbot to answer your questions – day or night.

Find your local BDM

Dedicated service and information hub

We created K-hub to help you place your cases as quickly and easily as possible. It also includes our weekly service levels so you always know how we’re doing with cases.

Visit K-hub