Why Us
We don’t rely on machines to do what humans can do better

Call us old fashioned but we believe there are some things that humans can do better than automated processes alone; like assessing mortgage applications.  That’s why we use underwriters with years of experience who are trained to see beyond the tick boxes and look for smarter ways to use the data so that your broker can find the right solutions for you. 

For nearly 25 years, we’ve been using our expertise to develop mortgages with flexible lending criteria to suit the way we live our lives.  It’s an approach that’s helped to make us the UK’s leading residential specialist mortgage lender*.  Whether you’re self-employed, a first-time buyer, a landlord or someone who doesn’t fit into the neat boxes of the traditional mortgage lender, we’re here to help.  

A house is so much more than just bricks and mortar; it’s the home of your hopes, dreams and future.  Our wide product range makes it easy for a broker to select a mortgage that not only matches your circumstances, but meets your expectations too.    

It’s what we like to call the Kensington Difference. 

*Source: – 27 Tec Mortgage Illustrations – June – Nov 2018

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New to Kensington?

We only accept applications from registered mortgage advisers who can ensure you get the specialist mortgage that’s the best match for your needs.

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Existing Customers

We are always happy to talk to you and answer any questions you may have about your mortgage.

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.