As our mortgage are arranged through mortgage advisors, you’ll need to speak to an advisor about our products. They’ll be able to give you advice and help you find the mortgage that may be suitable for your circumstances. Before you speak to a mortgage advisor, use our mortgage calculator to find out how much you can borrow.
Lots of people get into financial difficulties at some point in their lives which can often make it harder to get a mortgage.
Our flexible lending criteria and use of real people to assess your application means that we may be able to help if you’ve had a Debt Management Plan that has been in place for at least 1 year, or a late credit card payment from more than 6 months ago.