On Wednesday 13th December 1995, Kensington completed its first loan and pioneered a new approach to lending to customers overlooked by mainstream lenders. Nearly 25 years later, we’re the UK’s leading residential specialist mortgage lender,* with a mortgage book of over £5bn, and we’re still blazing a trail offering people the chance to get a mortgage.

Where high street lenders see black and white, we’ve always used our expertise and manual underwriting capability to see the shades in between. In a market where changing lifestyles mean more people are falling outside the traditional mortgage criteria, it’s an approach that can make a real difference to your clients. 

We provide a range of mortgages that help you find the right solutions for your clients - whether they’re buying their own home or a buy to let property.   It’s why we work hard to make our lending criteria as flexible as possible, and why our dedicated Business Development Managers are here to support you each step of the way.

It’s what we call the Kensington Difference.