Buy to Let

Buy to let lending, backed by exceptional service

For over 30 years, brokers have trusted us with their residential cases. Now, you can rely on that same specialist expertise for your Buy to Let cases. As one of the UK’s fastest-growing Buy to Let lenders, we offer a range of mortgage solutions, backed by flexible criteria to support you and your landlord cases.

Whatever their plans, we’re here to help landlords

Whether your client is a first time landlord, has a multi property portfolio, or a newly formed Limited Company, we know that getting the right mortgage is only part of the job. Speed, clarity and reliability matter too. That’s why our buy to let service is designed to make the process simpler, remove unnecessary friction and keep your cases moving.


Mortgage solutions that work for your clients’ circumstances

Needs based mortgages

Our specialist BTL mortgages support the different circumstances landlords can have, including those with newly formed Limited Companies, as we don’t require a business plan.

Flexible criteria

We offer LTVs of up to 80% and lend across property types including HMOs and MUBs to give you more options when mainstream criteria doesn’t fit.

Competitive rates & fees

Our competitive rates and fees across both individual and Ltd Co Buy to Let mortgages gives you the confidence to place cases that support your landlord clients’ property investment goals.


Expert support – from application to completion

Pre submission support

Case support team

Our experienced regionally based field team support you with your specialist cases, fill in any knowledge gaps, and identify market opportunities. 

BDM support

A team of telephone BDMs to help you  match products, criteria and rates to your clients' circumstances.

No upfront app fees

Unlike some lenders, we don’t charge upfront app fees, and we only perform a soft search DIP to help you find the right products for your clients.

Post submission support

Assigned case underwriter

Your dedicated Buy to Let mandated underwriter will call you once your case has been received.

Case updates and no credit scoring

We don’t rely on credit scoring. All decisions are made by experienced underwriters.

New Business Assistants

Secure portal messaging and updates as well as a team of New Business Assistants to help you with case progression via telephone or web chat.

Service you can count on

As an intermediary only lender, from initial discussion to case submission and beyond, we work with you to keep momentum high and complexity under control.

We keep you updated so you know how your case is progressing and we’ll clearly communicate what we need if we ask you to supply any additional information. Our goal is to do what we can to keep your cases moving.

Did you know...

Our average app to offer time can be reduced by up to 25% when you liaise directly with the underwriter assigned to your case.

Underwriting as individual as your landlords

From complex portfolios to cases that need a more considered approach, our experienced underwriters look at individual circumstances rather than solely relying on automated credit scores.

Based across the country, they can provide local knowledge and insights into regional demographics, employment trends and property types. This expertise extends to helping you place more complex applications with clear, practical guidance on what you’ll need to progress them.

Did you know...

We offer buy to let to your landlord clients in England, Scotland, Wales and Northern Ireland.

We are always looking to raise the bar

Whilst we’re proud of our Trustpilot broker score we’re always looking for ways we can serve you better.  That’s why your feedback matters so much. It helps us to improve, evolve and deliver an even better service for you.

Did you know...

Our average Trustpilot broker satisfaction score is 4.6.


Awards we're proud to have won


Here’s how many people we’ve helped own their home or buy to let property

Loans completed since 2015