Buy to Let
Buy to let lending, backed by exceptional service
For over 30 years, brokers have trusted us with their residential cases. Now, you can rely on that same specialist expertise for your Buy to Let cases. As one of the UK’s fastest-growing Buy to Let lenders, we offer a range of mortgage solutions, backed by flexible criteria to support you and your landlord cases.
Whatever their plans, we’re here to help
landlords
Whether your client is a first time
landlord, has a multi property portfolio,
or a newly formed Limited Company, we
know that getting the right mortgage is
only part of the job. Speed, clarity and
reliability matter too. That’s why our buy
to let service is designed to make the
process simpler, remove unnecessary
friction and keep your cases moving.
Mortgage solutions that work for your
clients’ circumstances
Needs based mortgages
Our specialist BTL mortgages support the different
circumstances landlords can have,
including those with newly formed
Limited Companies, as we don’t
require a business plan.
Flexible criteria
We offer LTVs of up to 80%
and lend across property
types including HMOs and
MUBs to give you more
options when mainstream
criteria doesn’t fit.
Competitive rates & fees
Our competitive rates and fees across both individual and Ltd Co Buy to Let
mortgages gives you the confidence to place cases that support your landlord clients’ property investment goals.
Expert support – from application to
completion
Case support team
Our experienced regionally based field team support you with your specialist cases, fill in any knowledge gaps, and identify market opportunities.
BDM support
A team of telephone BDMs to help you match products, criteria and rates to your clients' circumstances.
No upfront app fees
Unlike some lenders, we don’t charge upfront app fees, and we only perform a soft search DIP to help you find the right products for your clients.
Assigned case underwriter
Your dedicated Buy to Let
mandated underwriter will call you once your case has been received.
Case updates and no credit scoring
We don’t rely on credit scoring. All decisions
are made by experienced underwriters.
New Business Assistants
Secure portal messaging and updates as well as a team of New Business Assistants to help you with case progression via telephone or web chat.
Service you can count on
As an intermediary only lender, from initial
discussion to case submission and beyond, we
work with you to keep momentum high and
complexity under control.
We keep you updated so you know how your case
is progressing and we’ll clearly communicate what
we need if we ask you to supply any additional
information. Our goal is to do what we can to keep your cases moving.
Did you know...
Our average app to offer time can be
reduced by up to 25% when you liaise
directly with the underwriter assigned to your
case.
Underwriting as individual as your landlords
From complex portfolios to cases that need a
more considered approach, our experienced
underwriters look at individual circumstances
rather than solely relying on automated credit
scores.
Based across the country, they can provide local
knowledge and insights into regional
demographics, employment trends and property
types. This expertise extends to helping you
place more complex applications with clear,
practical guidance on what you’ll need to progress
them.
Did you know...
We offer buy to let to
your landlord clients in England, Scotland, Wales
and Northern Ireland.
We are always looking to raise the bar
Whilst we’re proud of our Trustpilot broker score we’re always looking for ways we can serve you better. That’s why your feedback matters so much. It helps us to improve, evolve and deliver an even better service for you.
Did you know...
Our average Trustpilot broker satisfaction score is 4.6.
Awards we're proud to have won
Here’s how many people we’ve helped own their home or buy to let property
Loans completed since 2015