BTL Prime
Greater affordability for your landlord clients requiring a simple income ratio proposition that doesn’t need to rely on additional personal or portfolio income.
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Affordability assessed at:
- 2 year fixed terms: higher of initial pay rate plus 2%, or 5.5%
- 5 year fixed terms: higher of initial pay rate, or 5%
Suitable for...
Limited Companies
Experienced Landlords
Landlords with Houses of Multiple Occupancy or Multi-Unit Blocks
Lending criteria
Available up to 75% LTV
Affordability assessed at the higher of initial pay rate, or 5%*
*For 5 year fixed terms.
Affordability assessed at the higher of initial pay rate plus 2%, or 5.5%*
*For 2 years fixed terms.
Minimum property value requirement of £75,000
- Defaults and secured arrears acceptable if older than 36 months
- Unsecured credit arrears acceptable if accounts now up to date and there have been none in the last 12 months
View our Credit History Guide for full credit criteria details.