Buy to Let Mortgages for Limited Company

Place your case Place your case

Overview

Mortgages to help your Limited Company clients expand their portfolio. Available on all BTL products at no extra cost.


Suitable for...

First time buyer landlords

Newly formed Limited Companies

Portfolio landlords


The detail

Available on all Buy to Let products at no extra cost

Loans available up to 80% LTV

No business plan required

Available on BTL Core and BTL Prime credit criteria

  • For portfolio applications, landlord clients are permitted to hold a total of 20 mortgaged properties, with a maximum total borrowing limit of £5m (including the subject property coming to Kensington). This applies to mortgages on buy to let properties that are owned solely, jointly by applicants or through Limited Companies. Our maximum lending limit to an individual (or joint applicants) is £2m combined across Residential and Buy to Let mortgages (inclusive of fees).
  • No max age
  • No minimum income required where the Limited Company Director is an existing owner occupier
  • Cashback options available
  • Houses of Multiple Occupancy/Multi Unit Block properties accepted up to 6 beds/units