Mortgages for young professionals
Brighter mortgages for brighter futures

Dedicated, committed and with tons of potential, your young professional clients have shown they have what it takes to get on in their careers. Now, we want to help them get ahead on the property ladder.

Our mortgage range offers enhanced affordability to take into account the earning potential your clients have.

To qualify for our Young Professionals mortgage, you clients need to be registered with the appropriate UK professional body, and be fully qualified and practicing in their specific field.

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Lending criteria that's flexible

Enhanced affordability - up to 6x income

Loans available up to 85% LTV

Cashback options available

 

  • Single applications minimum income £35k
  • Joint applications minimum income £50k
  • Underwriter decision – not automated score
  • No application fees
     
View our residential lending policy

 

Clients we can support
  • Chartered accountants
  • Actuaries
  • Barristers
  • Commercial pilots
  • Dentists
  • Doctors
  • Solicitors
Discover the Kensington Difference
  • Manual underwriting - We use people to underwrite your client’s application rather than rely on machines
  • Flexible criteria - One size never fits all. That's why our lending criteria are designed to be flexible, meaning we can accommodate the inevitable ebbs and flows that can happen when your clients work for themselves
  • Experience and expertise - With a 25-year heritage, we have long been one of the UK's leading specialist mortgage lenders. So, i’s fair to say that we know a thing or two about mortgages

 

Useful links for you

Find the product that's right for your client

Residential products
Download our residential product guide to find what products are available
Residential calculator
Use our residential calculator to see how much your client could borrow
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
Already have an account?

Login to our online portal to submit or access your client's mortgage application.

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New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.