Manage your rental property in the way that works for you, whether that's privately in your own name or through a Limited Company.
AN AWARD-WINNING LENDER
Our award-winning buy to let mortgage are specially arranged through mortgage advisers. You'll need to borrow at least £25,000 and the property must have a minimum value of £75,000.
First time landlords
Buying your first Buy to Let property? We'll consider your
application whether you're applying in your personal name or through a Limited
Company. If you're a residential homeowner, we won't need you to evidence a
minimum personal income.
If you’re an experienced landlord we won’t limit your aspirations. We don't put a cap on the number of properties in your portfolio. And, if you’re an existing landlord you won’t need to have a minimum personal income.
Limited Company landlords
If you’re buying property through a Limited Company, we could help you. When applying, you won’t have to submit a formal business plan. Also, we’ll only assess the existing properties your Limited Company owns. We won't assess properties you own in your personal name.
Let to Buy
Want to buy a new home without selling your current one? Our Let to Buy mortgages mean you can apply for a Buy to Let mortgage on your current home, and a residential mortgage for your new home. This means you can let out your current home, without having to sell it.
Houses of Multiple Occupancy & Multi Unit Blocks
Also known as HMOs and MUBs. We can lend on your HMO properties such as student lets of up to 6 bedrooms. We can also lend on MUBs, including self-contained flats within a single building of up to 6 units.
Properties a little out of the ordinary
Looking to buy a property made out of Cob? Or concrete block? Or maybe it's 100% timber framed? We can lend on those properties that are a little different, including if they're made from poured concrete, are steel-framed, and more.
HOW WE MAKE THINGS EASIER
Why choose Kensington
As a specialist mortgage lender, we know that no two people or their circumstances are the same. That's why we've always celebrated differences.