As our buy to let mortgages are arranged through mortgage advisers, you‘ll need to speak to an adviser about our products. They’ll be able to give you advice and help you find the mortgage that may be suitable for your circumstances.
Life event vulnerabilities:
These are defined as events which impact a person’s life such as bereavement, job loss or a relationship breakdown. Events could include:
Capability vulnerabilities:
We recognise that some people may have very little knowledge of financial matters or lack confidence when it comes to managing their money. This could be for a number of reasons, but examples can include: difficulty with reading, for example, if English is not their first language or they are dyslexic. Another example is where they may not be confident when it comes to using digital devices such as laptops and they don’t have anyone who is able to help or support them.
Resilience vulnerabilities:
These vulnerabilities can occur when someone has limited savings to fall back on in emergencies or they rely on all their monthly income to cover planned expenses. This can leave little room for unexpected or increased costs.
This can mean household finances are more at risk from changes in income, costs to run the home, or emotional shocks which are often experienced following a life changing event
If you have any of the above vulnerabilities, please let your broker know so that we will be able to offer you the right assistance, if or when you need our support.