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When you’re looking to buy your first home, it’s good to know our mortgages come with flexible lending criteria. It means that we can consider circumstances that mainstream lenders can’t always accommodate.
If you would like to know more about our mortgages, you can chat to your own broker but if you don’t have one, you might want to contact Like Mortgage Advice* who can offer advice on Kensington’s products without any obligation or cost to you, both before and during the mortgage application process.
Please note, Like Mortgage Advice can only advise you on Kensington Mortgage products and do not advise on products provided by any other lenders.
You can call them direct on 0203 827 8940 or email them at open@likemortgageadvice.com.
If you prefer, you can find your own broker by visiting unbiased.co.uk where you’ll find a list of mortgage advisers to choose from.
*Like Mortgage Advice Limited is an appointed representative of Hawke Financial Services LLP, who are authorised and regulated by the Financial Conduct Authority (FCA Register No. 478284).
Our variable rate Tracker is a mortgage that tracks the market, so the rate you pay varies and can change on a quarterly basis. The main difference is that your interest rate, and your monthly mortgage payments, can go up or down.
A mortgage that lets you fix your mortgage term from 11 to 40 years and pay a fixed monthly payment amount that stays the same for the duration of the loan. There will be no need for you to arrange a new mortgage deal every few years.
LEARN MOREWe can work with all types of self-employees, whether you're a sole trader or company director. We'll work with your latest set of accounts, and we'll consider your application even if you’ve recently started a Limited Company.
LEARN MOREIf you are an NHS Clinician (including Paramedics & Nurses) Teacher, Firefighter, Policeman, or a member of the Armed Forces, we could lend you up to 5 times your income, subject to overall affordability. Plus, we’ll also take overtime into account.
Learn MoreOur Green eKo Reward mortgage pays you £500 cashback, upon completion, when you purchase a property with an energy efficiency rating of A or B.
Sometimes only new will do so if you’re looking to buy a brand new property, we can accept your house builder’s deposit of up to 5%.
Traditional mortgages are usually created for those with a straightforward, basic salary but as a specialist lender, we can accommodate you if you have more than one source of income.