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When you’re looking to buy your first home, it’s good to know our mortgages come with flexible lending criteria. It means that we can consider circumstances that mainstream lenders can’t always accommodate.
Our mortgages are specially arranged through approved mortgage advisers who will be able to talk you through the mortgages and options that could be available to you. You’ll need to borrow at least £25,000 and the property will need to have
a minimum value of £75,000.
If you don’t have a mortgage adviser, you might want to contact Like Mortgage Advice* who
can offer you FEE FREE, no obligation advice on Kensington products – both before and during the mortgage application process.
Please note, Like Mortgage Advice can only advise you on Kensington Mortgage products, and do not advise on products provided by any other lenders.
If you prefer, you can find your own broker by visiting unbiased.com where you'll find a list of advisers to choose from.
Why not find out how much you could borrow with our mortgage calculator?
* Like Mortgage Advice Limited is an appointed representative of Hawke Financial Services LLP, who are authorised and regulated by the Financial Conduct Authority (FCA Register No. 478284)
Our new 2-year variable rate Tracker is a mortgage that tracks the market, so the rate you pay varies and can change on a quarterly basis. The main difference is that your interest rate, and your monthly mortgage payments, can go up or down.
We can work with all types of self-employees, whether you're a sole trader or company director. We'll work with your latest set of accounts, and we'll consider your application even if you’ve recently started a Limited Company.
LEARN MOREIf you are an NHS Clinician (including Paramedics & Nurses) Teacher, Firefighter, Policeman, or a member of the Armed Forces, we could lend you up to 5 times your income, subject to overall affordability. Plus, we’ll also take overtime into account.
Learn MoreIf you want to do your bit to help the environment, our eKo Cashback Mortgage could be for you. We'll pay you £1,000 when you make improvements that make your home more energy efficient*.
LEARN MORESometimes only new will do so if you’re looking to buy a brand new property, we can accept your house builder’s deposit of up to 5%.
Traditional mortgages are usually created for those with a straightforward, basic salary but as a specialist lender, we can accommodate you if you have more than one source of income.