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K-hub & Service Levels

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

Our service levels

Average broker experience as of 07/09/2026 

26 SECS

To start talking to your Sales Support team

2 DAYS

Review on all new apps

1 DAY

To review uploaded docs

11 DAYS

Working days from App to Offer

2 DAYS

Notice we aim to give before any standard rate changes*
*We give 1 day’s notice before any changes to our Special rates.

Our latest news

03 September 2026

The Insiders with James Burwood

In the final episode of the series, James is joined by Jane Atkins, Head of Intermediary Sales, to explore how brokers can get the most value from their relationship with their BDM.

Topics covered include:

  • Why your BDM should be more than just a lender contact
  • How early conversations with your BDM can help cases progress smoothly
  • How your feedback helps shape proposition enhancements and business improvements

 

Watch Episode 4: Sales Intermediaries

17 August 2026

1% Fee Residential Special rates are back

Great news – we've relaunched our 1% fee Residential Special rates across our Select and Core credit criteria ranges.

These products could be a great fit for clients with:

  • A low credit score
  • CCJs, Defaults or DMPs (with a 12-month payment history)

Plus, we're still offering free valuations across all of our Residential and Buy to Let products, helping your clients save on upfront costs.

Find out more in our Residential Product Guide.

06 August 2026

The Insiders with James Burwood

In this episode, our National Account Manager, James Burwood, is joined by Karen Agombar, Head of Product & Proposition. Together, they discuss how we develop our products and pricing to respond to evolving customer needs and changing market conditions.

Topics covered include:

  • How customer and broker needs influence product development
  • The external factors impacting mortgage pricing and product availability
  • Practical tips to help secure rates for your clients during an fast-changing market

Watch Episode 3: Product and Pricing


Our latest guides

14 August 2026

Adverse credit - BTL: Top Questions Answered

We've answered your most frequently asked questions about our adverse credit Buy to Let offering in one convenient place that you can download and save.
14 August 2026

Adverse credit - Residential: Top Questions Answered

We've brought together answers to the most frequently asked questions about our adverse credit Residential offering in one handy guide that you can download and keep for future reference.
07 July 2026

Top Tips for Placing a Case

A practical guide designed to help you package cases with confidence, covering key requirements across Residential, Buy to Let and Limited Company applications.

Our latest webinars


Our latest blog articles


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Here’s how many people we’ve helped own their home

Loans completed since 2015