K-hub & Service Levels

• Shared Ownership, HTB, RTB
• Select, Core, Resi 6 and Resi 12
• Special rates now from 4.99% (5 year fixed, 70% LTV, £999 fee).

• Special rates now from 3.89% (2 year fixed, 70% LTV, 5% fee).

We’re pleased to be adding 1 year fixed rate options to our Resi and BTL products (including limited company), for purchase and remortgage:

Residential

• 75% LTV, £999 fee, 6.04%
• 80% LTV, £999 fee, 6.09%
• 85% LTV, £999 fee, 6.49%

BTL (including limited company)

• 75% LTV, 2% fee, 4.49%
• 80% LTV, 2% fee, 4.94%

The 5 year Step Down fixed rate option provides an initial fixed rate for the first 2 years, followed by a lower fixed rate for the remaining 3 years, giving your client an overall saving compared to the equivalent Resi 6 or 12 5 year fixed rate.

Please note that sourcing for Step Down fixed rate will vary depending on your sourcing system of choice.

For Mortgage Brain, Trigold and 27tec, please see our "FAQ: How do I source the Step Down fixed rate?" on the Resi 6 or Resi 12 landing page.

A handy guide with tips from our Underwriters to help you get it right first time when submitting your Residential and Limited Company applications.

A document highlighting all the different types of vulnerability, the importance of inputting this information on your client's application and the support we can offer your customers.

We have created this handy guide to help you explain to your clients the way that first payments work, depending on their completion date.