K-hub & Service Levels

• Select rates reduced by up to 31bps across 65% to 85% LTV products
• Core rates reduced by up to 70bps across 70% to 85% LTV products
• Large Loans, Young Professional, Hero, eKo, Right to Buy all reduced by up to 75bps
  

Our lowest rates are our 65% LTV Select Specials, both with incentive options including £500 cashback.

65% LTV | 5 YR FIX | 5.59% | £999 FEE
65% LTV | 2 YR FIX | 5.89% | £999 FEE

Plus, all our products now come with Cashback until 31st January 2024.

NEW low LTV Special rate with enhanced cashback

• 65% LTV | 5 YR FIX | 5.89%
• 65% LTV | 2 YR FIX | 6.19%

Free valuation and £500 cashback for purchase
Free valuation and either £500 cashback or free legals for remortgage

REDUCED rates across Tracker mortgages
Up to 85% LTV, with free valuations added to all 75% and 80% LTV products

NEW fixed rate Specials all including free valuations

• 70% LTV | 2 YR FIX | 4.19%
• 70% LTV | 5 YR FIX | 4.79%
• 75% LTV | 2 YR FIX | 4.64%
• 75% LTV | 5 YR FIX | 5.04%

NEW Tracker Special
75% LTV | 2 YR VARIABLE | 5.60% | 3% FEE | FREE VALUATION

REDUCED rates across Tracker mortgages
Up to 80% LTV, with free valuations added to all existing Tracker products

For loans between £500k and £2million, for either purchase or remortgage, we now have 3 year Fixed rate options, to go with our 2 and 5 year Fixed rates.

With lower rates than our Select range, your client has the choice of a set fee of either £1,499 or £1,999.

All our large loan mortgages come with a free valuation, and are supported by a dedicated team of experienced senior underwriters.

For those with defaults and arrears older than 24 months. For both purchase and remortgage, up to 70% LTV:

• 5YR Fix | £999 fee | 5.95%


• 5YR Fix | No fee | 6.15%


• 2YR Fix | £999 fee | 6.15%


• 2YR Fix | No fee | 6.59%

Two new specials added to our range, giving you more options for your landlord clients:

• CORE
  Up to 75% LTV | 2YR Fix | £5k fee | 5.79%
• CORE
  Up to 75% LTV | 2YR Fix | 5% fee | 4.64%
• HMO/MUB
  Up to 75% LTV | 2YR Fix | 5% fee | 4.74%
• CORE
  Up to 75% LTV | 5YR Fix | 5% fee | 5.29%

For purchase and remortgage, and also available for Limited Company.

Residential remortgage rates up to 75% LTV, £999 fee with free valuation and either free legals or £500 cashback:

• Select: 2 year fixed rate 6.45%
• Core: 2 year fixed rate 6.65%
• Resi 12: 2 year fixed rate 6.85%

BTL, including Limited Company, 2 year fixed rate 4.64% up to 75% LTV, 5% fee, for purchase and remortgage

Our new marketing campaign launches The Portfolio; six innovative mortgage bundles designed to make it even easier for you to find the right solutions for your clients.

Residential remortgage rates for 75% LTV, £995 fee with free valuation and £500 cashback:

• Select: 2 year fixed rate 6.45% / 5 year fixed rate 6.25%
• Core: 2 year fixed rate 6.65% / 5 year fixed rate 6.45%
• Resi 12: 2 year fixed rate 6.85% / 5 year fixed rate 6.65%

BTL, including Limited Company, 2 year fixed rate 5.79% at 75% LTV, £5000 fee, for purchase and remortgage