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Adverse credit - Residential: Top Questions Answered

Updated 14 August 2026

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: 2nd Floor, Marlow International, Parkway, Marlow, SL7 1YL.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.

Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: 2nd Floor, Marlow International, Parkway, Marlow, SL7 1YL.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.

Residential Buy to Let

Residential Overview

Lending Criteria

Product Portfolio

Product & Credit Criteria

Buy to Let Overview

Lending Criteria

Product Portfolio

Product and Credit Criteria

K-hub & Service Levels

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