Mortgages for landlords

WHO WE ARE

We’re an award-winning mortgage lender with a heritage of over 25 years. Our team of highly trained underwriters look at your circumstances with an open mind and because we don't just rely on automated processes to make our lending decisions, we can be more flexible when it comes to looking at your application.

HOW WE MAKE THINGS EASIER

We go out of our way to make borrowing for landlords as easy as we can and that’s why with Kensington, there are:

• No maximum property portfolio limits if you already have an existing portfolio
• No business plans required if you’re a full time, professional or a Limited Company landlord
• No minimum income requirements for existing landlords or for first time landlords who already own a residential property
• We only do a ‘hard’ credit search if your broker submits a full mortgage application. For Decisions in Principle, a soft search is conducted which won’t affect your credit rating.