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Our range of Buy to Let mortgages are designed to give landlords what they need; flexible lending criteria, human underwriters who don’t only rely on machines, and no maximum portfolio limits.
When your broker submits your Buy to Let mortgage application
with Kensington, it's good to know that
our mortgages have won the ‘What Mortgage Awards’ Best Buy to Let Lender award
for 3 years in a row - from 2016 to 2018.
No minimum income requirements for existing landlords
No maximum overall portfolio limit (max portfolio size £2m with Kensington)
Can be used for Let to Buy
Landlords – we can help you grow your property portfolio
Mortgages specially designed for First Time Landlords
Starting out as a landlord can be daunting, so we work hard to make it as easy as possible for your broker to find a Buy to Let mortgage that’s right for you. Our flexible lending criteria means that we’ll consider you even if you’re self-employed or a contractor. And because our expert underwriters are trained to look beyond credit scores we can still look at your application if you’ve failed a credit check elsewhere.
Now you don’t need to sell your existing home to buy a new one
Our Let to Buy Mortgages could be a win-win for you – apply for a Buy to Let mortgage on your existing home and one of our purchase mortgages for a new one. With our flexible lending criteria and underwriters trained to look beyond a credit score, we can consider more circumstances than you might have thought possible.
No business plan required
If you’re buying property through a limited company and need a mortgage our flexible lending criteria means that our underwriters can consider your application for a mortgage for up to 85% of the value of the property. And when you apply for a mortgage with us it’s good to know that we no longer need you to submit a formal business plan.
We only accept applications from registered mortgage advisers who can ensure you get the specialist mortgage that’s the best match for your needs.
We are always happy to talk to you and answer any questions you may have about your mortgage.