The detail
Our green mortgage initiative rewards your clients on certain products if the home they’re buying or remortgaging is in energy efficiency bands A or B.
Every home has an Energy Performance Certificate (EPC) when it is built, sold or rented – this gives the property an energy efficiency rating from A or 100 (most efficient) to G or 0 (least efficient) and is valid for 10 years.
New build homes will have a Predicted Energy Assessment (PEA) before they’re finished. This gives a predicted energy efficiency rating, which your client will need to confirm this mortgage.
Suitable for..
Borrowers purchasing a property with high levels of energy efficiency
Energy-conscious borrowers
Purchasing or remortgaging clients
Lending criteria
Lower rates on selected products
Property must be rated A or B for energy efficiency
Download our product guides
Residential
Download our residential product guide to view our green eKo mortgages for clients looking to buy a new home, or remortgage an
existing one.
Buy to Let
Is your client buying to let? Download our buy to let guide to view our range of green eKo mortgages for landlords.