Right to Buy Mortgages
Helping your clients build a brighter future with Right to Buy

Our Right to Buy Mortgages help turn tenants who live in Housing Association or Council Homes into home owners. 

Available to employed or self-employed buyers for up to 100% of the discounted purchase price, we can offer a choice of two and five-year fixed rate options at up to 75% LTV of the open market value.  

What’s more, your clients will also benefit from a free valuation and no completion fee. 

Use our mortgage calculator to work out how much your client could borrow with us.

View Product Guide Try our Calculator

If your client is interested in the Right to Buy mortgage scheme they will need to contact their landlord to find out if they qualify. We will require a Right to Buy document (also known as a Section 125 Notice) confirming eligibility and discounted purchase price.


Discover the Kensington Difference...

Up to 100% LTV of the discounted purchase price

Up to 75% LTV of the open market value

Remortgage available subject to 12 months’ ownership


  • Personal Business Development contact
  • Self-employed based on 1 years accounts
  • Underwriter decision – not automated score
  • No application fees 
For further details see our full lending criteria.


For more information on Right to Buy, visit the Right to Buy scheme website.


We can help your clients who are...
  • Clients purchasing their property from a council or a housing association
  • Employed, self-employed and contractors of any profession
  • Clients with a small credit ‘blip’ on their file
Can we help your other clients?

Affordability based on latest year’s accounts

No restriction on professions

Multiple income streams considered

View Product Range 

Maximum age at application: 40

Up to 5x income

100% of overtime taken into account

View our Hero Mortgage range 
Have a case to discuss gesture
Contact our BDM unit
New enquiries
0800 111 020
Existing cases
03444 99 00 11
Already have an account?

Login to our online portal to submit or access your client's mortgage application.

New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.