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Our mission is to change that. Whether your clients are self-employed, contractors or freelancers; croupiers, builders, start-up entrepreneurs or dentists, our range of mortgages are designed to work for them.
No restrictions on professions
Affordability based on last year’s accounts
Multiple income streams considered
Contract income x 46 weeks
View Lending Criteria View Product Guide
†ONS Trends in self-employment in the UK – Feb 2018
We don’t believe that getting a mortgage for your clients should be complicated, so when you come to Kensington we go out of our way to make the process as easy as possible.
Our Lending Criteria Digital Assistant is available 24/7 to instantly respond to basic queries, and for more detailed questions you can talk to your dedicated BDM, or our Sales Support team. We use people to underwrite your client’s application rather than rely on machines, and our unique use of data enables us to more accurately assess their credit risk so you have everything you need to recommend the most appropriate mortgage.
One size never fits all which is why our lending criteria is deliberately designed to be flexible so that we can accommodate the inevitable ebbs and flows that can happen when your clients work for themselves.
We'll help you get the job done.
Login to our online portal to submit or access your client's mortgage application.
You can submit your client's mortgage application by registering your company using our online portal.
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any Lending Criteria