Shared ownership mortgages
Helping your clients buy a share of a home, whilst paying rent on the rest

We support the Government’s Help to Buy Shared Ownership scheme in England and Wales, which enables buyers to purchase a share of the property on a leasehold basis and pay rent on the un-owned share. Available for up to 95% of client share.

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The detail

Here's what you need to know about our Shared Ownership mortgages.

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Up to 95% of share subject to affordability

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Loans available up to 75% LTV

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Available for purchases only

  • Select credit criteria applies
  • Available on new build and existing properties 
  • Family gifted deposits accepted
  • Debt management plans accepted



Clients we can support

First-time buyers

Applicants in England, Wales and Scotland


Useful links for you
Residential products
Download our residential product guide to find what products are available
Residential calculator
Use our residential calculator to see how much your client could borrow


Don't just take our word for it
Here’s what brokers say about Kensington


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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 03049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.