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Dedicated underwriters assess your application
Investment and second job income accepted
Up to 100% of regular overtime/bonus considered
No legal fees for remortgages
First Time Landlords
Our flexible lending criteria means that we’ll consider you even if you’re self-employed, a contractor or a first time buyer. And we can still look at your application even if you’ve failed a credit check elsewhere.
If you’re an experienced landlord we won’t limit your aspirations. There are no property portfolio limits and as long as you’re an existing landlord you won’t need to have a minimum personal income.
Let to Buy
Our Let to Buy mortgages enable you to apply for a Buy to Let mortgage on your existing home and one of our purchase mortgages for a new one.
Limited Company Landlords
Multi Occupancy Homes & Multi Unit Buildings
Properties that are a little out of the ordinary
From fully repaired pre-fabricated reinforced concrete to those made out of Cob! Available with a minimum deposit of 25% of the house value with either 2 or 5 year fixed rate deals to a max loan value of £500,000. We also offer different fee options, including a No Fee choice.
All of our Buy to Let mortgages require a minimum loan amount of £70,000 and minimum property value of £75,000.
If you’d like to know more about one of our specialist mortgages, have a chat to your broker who will be able to give you our latest rates and answer any questions you may have.
Don't forget, if you don’t have your own broker, the team of experts at our recommended broker Climb, will be happy to help you. You can contact them by visiting Climb Specialist Mortgages or call on 020 3887 9133 (Mon-Fri 9am - 5:30pm).
Please be aware Mortgages are secured against your rental property. If you fail to keep up with payments on your mortgage a ‘receiver of rent’ may be appointed and/or your rental property may be repossessed.