Not an Intermediary? Visit the Customer site

Updates to our Professionals product

We’ve released two Special rates for our Professionals product to celebrate the removal of maximum age limit at application, meaning more clients could benefit from the enhanced affordability.

  • 2 year fixed, 90% LTV, No fee, 7.19%
  • 5 year fixed, 90% LTV, No fee, 6.79%

Learn more Learn more

New 95% LTV specials rates

We’ve launched 3 new options for your Resi clients making a purchase with a small deposit, all featuring £1,000 cashback and free valuation.

  • 2 year fixed, 95% LTV, No fee, 7.69%
  • 3 year fixed, 95% LTV, No fee, 7.39%
  • 5 year fixed, 95% LTV, No fee, 7.19%

View Residential product guide View Residential product guide

*New* Mid LTV rates available

Introducing LTV solutions that provide more options for your residential clients. Designed to offer better rates so they only pay for what they need.

Available across our Select range for Residential clients:

  • 82.5% LTV
  • 87.5% LTV
  • 92.5% LTV (Purchase only)

View Residential product guide View Residential product guide

Visit K-hub, our service and information hub

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

Discover more Discover more

Welcome to Kensington, the UK’s leading specialist mortgage lender.

We serve the needs of people whose circumstances don’t meet the lending criteria of high street banks. With a highly trained team of underwriters, we don’t just rely on credit scoring and algorithms to make decisions, instead we look at your client’s individual circumstances with an open mind.  


What makes us different

Solution led innovative products

A resi and BTL product range to give your clients more options. Our mortgages come with flexible lending criteria and are always underwritten by real people, not computers. 

Exceptional sales support

With Kensington, you get the choice of telephone, face to face, virtual or webchat with our sales teams. Or use our 24/7 lending criteria chatbot to answer your questions – day or night.

Dedicated service and information hub

We created K-hub to help you place your cases as quickly and easily as possible. It also includes our weekly service levels so you always know how we’re doing with cases.

How we work?

Flexible lending criteria

Lending decisions made by underwriters

No credit scores

No upfront app fees


Awards we're proud to have won

WMA_2022_Logo_Best Specialist Lender_Winners_3years-01-01-01 MF2020multiWIN WMA_2022_Logo_Best Specialist Lender_Winners_3years-01-01-01 ym2020 Personal Finance Awards Best Intermediary Lender

    Here’s how many people we’ve helped own their home

    Loans completed since 2015