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Product Portfolio

Our Product Portfolio is an easy guide to the different types of mortgage solutions we offer and the needs they serve.

Right first time tips:
1. Limited company directors (max. 4) must own 100% combined shareholding.
2. Limited company – check the correct SIC codes apply. We do confirm with Companies House.
3. All BTL properties must be readily lettable.

Upcoming changes to our Buy to Let Background Exposure Limits


From 18th November, our Buy to Let policy will change and your Landlord clients will be permitted to hold a total of 20 mortgaged properties, with a maximum total borrowing limit of £5m (including the subject property coming to Kensington).

Please note, to secure a product on the existing exposure limits, the full application must be submitted by 5pm on Monday 17th November.

Visit our FAQ page for the detail.

NEW Buy to Let Prime

We’ve expanded our BTL offering to provide greater affordability for your landlord clients requiring a simple income ratio proposition that doesn’t need to rely on additional personal or portfolio income.

Buy to Let Prime

Buy to Let

Unique Scenarios

Solutions to help your landlord clients with unusual or specialist property types, and for your Limited Company clients.
Watch an example on YouTube of how this bundle could work in practice.

Green Friendly

Solutions that reward energy efficient properties.