Product Portfolio
Right first time tips:
1. Limited company directors (max. 4) must own 100% combined shareholding.
2. Limited company – check the correct SIC codes apply. We do confirm with Companies House.
3. All BTL properties must be readily lettable.
Upcoming changes to our Buy to Let Background Exposure Limits
From 18th November, our Buy to Let policy will
change and your Landlord clients will be permitted to
hold a total of 20 mortgaged properties,
with a maximum total borrowing limit of
£5m (including the subject property
coming to Kensington).
Please note, to secure a product
on the existing exposure limits,
the full application must be
submitted by 5pm on Monday 17th November.
Visit our FAQ page for the detail.
NEW Buy to Let Prime
We’ve expanded our BTL offering to provide greater affordability for your landlord clients requiring a simple income ratio proposition that doesn’t need to rely on additional personal or portfolio income.
Buy to Let Prime