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Latest news

16 October 2024

We’ve expanded our BTL offering to support your prime landlords

Providing greater affordability for your landlord clients requiring a simple income ratio proposition.

The detail:

  • Up to 70% LTV
  • Assessed at the higher of initial payrate or 5%
  • Available to Limited Company at the same rates
  • Offered on our standard, green mortgages (eKo £1,000 cashback and eKo £500 Reward) and HMO/MUB ranges
  • Appears as a separate product on sourcing systems: BTL Prime

     

24 September 2024

Reduced rates on selected Resi and BTL products

Resi
Reduced rates on selected products from 82.5% - 95% LTV.

Buy to Let, including limited company
Reduced BTL special:
  • 75% LTV | 2 year fix | 3% Fee | Free Val | 4.64%

Plus, we've launched two new HMO/MUB specials:

  • 75% LTV | 2 year fix | 3% Fee | 4.75%
  • 75% LTV | 5 year fix | No Fee | 5.84%
21 August 2024

New lower rates across Resi and BTL

Reduced rates on Resi products up to 90% LTV, including:
  • Shared Ownership, HTB, RTB
  • Select, Core, Resi 6 and Resi 12
  • Special rates now from 4.99% (5 year fixed, 70% LTV, £999 fee).
Lower Buy to Let Core rates, including Limited Company.
  • Special rates now from 3.89% (2 year fixed, 70% LTV, 5% fee).
06 August 2024

New 1 year fixed rates

We’re pleased to be adding 1 year fixed rate options to our Resi and BTL products (including limited company), for purchase and remortgage:

Residential
  • 75% LTV, £999 fee, 6.04%
  • 80% LTV, £999 fee, 6.09%
  • 85% LTV, £999 fee, 6.49%
BTL (including limited company)
  • 75% LTV, 2% fee, 4.49%
  • 80% LTV, 2% fee, 4.94%
26 July 2024

Introducing Step Down fixed rates for your Resi 6 and Resi 12 clients

The 5 year Step Down fixed rate option provides an initial fixed rate for the first 2 years, followed by a lower fixed rate for the remaining 3 years, giving your client an overall saving compared to the equivalent Resi 6 or 12 5 year fixed rate.

Please note that sourcing for Step Down fixed rate will vary depending on your sourcing system of choice.

For Mortgage Brain, Trigold and 27tec, please see our "FAQ: How do I source the Step Down fixed rate?" on the Resi 6 or Resi 12 landing page.

18 July 2024

New summer specials for Resi and BTL

We’re kicking off the summer holidays with new and reduced Special rates across Resi and BTL.

Residential - New 70% LTV specials starting from:

  • 2 year fixed, 70% LTV, £999 fee, 5.49%
  • 5 year fixed, 70% LTV, £999 fee, 5.34%

BTL - New 70% LTV specials starting from:

  • 2 year fixed, 70% LTV, 5% fee, 3.99%
  • 5 year fixed, 70% LTV, No fee, 5.79%

BTL - Reduced 75% LTV specials starting from:

  • 2 year fixed, 75% LTV, 3% fee, 4.89%
  • 5 year fixed, 75% LTV, 3% fee, 4.99%

Plus, all BTL Special rates come with free valuation.

Get them while you can.

03 July 2024

Rate reductions across Resi and BTL

We’ve reduced selected rates across our Resi and BTL ranges, including 2, 3 and 5 year deals

Residential - Reduced rates and new specials across our Select, Core and Shared Ownership ranges including:

  • Select 3 year fixed rates reduced
  • Core 2, 3 and 5 year fixed rates at 90% LTV reduced
  • Two new 2 year fixed rate Specials on our Select Range at 75% LTV
    - 2 year fixed rate, £999 fee, 5.79%
    - 2 year fixed rate, No fee, 6.09%
  • Three new 5 year Specials for Shared Ownership at 85%, 90% and 95% LTV

Buy to Let (including Limited Company)

  • Reductions to selected 2, 3 and 5 year fixed term rates at 75% and 85% LTV, including fee and no fee options
    21 June 2024

    Score for your clients with *NEW* Special rates

    While footballers are scoring goals, we’ve released more rates to help you score big with your clients:

    Residential - TWELVE new special rates for 90% LTV on our Select range, for purchase and remo, including:

    • 5 year fixed, £999 fee, 6.44%
    • 2 year fixed, £999 fee, 6.89%

    Plus, we’ve lowered rates on our 90% LTV products for Hero, Professionals and eKo Reward.

    Buy to Let (including Limited Company) - 3 new 75% LTV special rates and a new 2 year fixed rate now available:

    • 5 year fixed, 3% fee, 5.09%
    • 2 year fixed, 5% fee, 4.19%
    • 2 year fixed, 3% fee, 5.04%
    • 2 year fixed, £4,000 fee, 5.79%
    07 June 2024

    New Special rates now available

    We’re pleased to launch a number of new Special rates – get them while you can.

    Professionals:
    Following from our removal of max age at application, we’ve made this product available to more clients who meet the Professional range criteria and launched the following Special rates:
    • 2 year fixed, 90% LTV, No fee, 7.19%
    • 5 year fixed, 90% LTV, No fee, 6.79%
    95% LTV Specials:
    For your clients looking to make a purchase with a small deposit, we’ve launched the following rates all featuring £1,000 cashback and free valuation.
    • 2 year fixed, 95% LTV, No fee, 7.69%
    • 3 year fixed, 95% LTV, No fee, 7.39%
    • 5 year fixed, 95% LTV, No fee, 7.19%