K-hub & Service Levels

We’re pleased to welcome Gemma Davies and Paul Dodimead to the Sales team.

Gemma has joined as BDM for Central West, covering most of Wales, Shrewsbury, Birmingham and as far east as Coventry. Paul has joined as BDM for the East, covering Norwich, Ipswich, Cambridge, Chelmsford, Colchester and as far south as Romford.

Gemma brings more than 20 years’ experience in the mortgage industry, having worked across banking, estate agencies and brokerage before moving into business development.

Paul joins with more than 25 years’ experience in financial services, including senior BDM positions. Having also worked as a mortgage adviser, he brings extensive knowledge of both the intermediary and lending landscape.

Both Gemma and Paul report to Phillip Pinson, Regional Sales Manager – North.

We're pleased to share some great news for your Residential clients, with new Special rates and fee options now available, and free valuations now across ALL our products.

We already have this available for your landlord clients and are thrilled to apply this incentive across our whole product range.

As well as the free valuation, your remortgage customers can also choose from free standard legals or £250 cashback.

All details are available in the Product Guide.

We're pleased to share that we have reduced rates across our BTL range, including Prime, Core and eKo products.

Core (inc. HMO & MUB): Allows HRTP to benefit from lower ICR by using surplus earned or portfolio income

• Up to 80% LTV
• Reductions of up to 0.20%

Prime (inc. HMO & MUB):Assessed at Higher of Initial payrate plus 2% or 5.50% (2 year fixed) or assessed at Higher of Initial payrate or 5% (5 year fixed)

• Up to 75% LTV
• Reductions of up to 0.20%

Prime eKo (for properties with EPC rating of A, B or C):

• Up to 75% LTV
• Reductions of up to 0.20%

And we’re still offering free valuations on ALL BTL cases.

Please note: our HMO/MUB products are only available in England, Scotland and Wales.