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K-hub & Service Levels

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

Our service levels

Average broker experience as of 03/08/2026

1 MIN 11 SECS

To start talking to your Sales Support team

2 DAYS

Review on all new apps

1 DAY

To review uploaded docs

8 DAYS

Working days from App to Offer

2 DAYS

Notice we aim to give before any standard rate changes*
*We give 1 day’s notice before any changes to our Special rates.

Our latest news

06 August 2026

The Insiders with James Burwood

In this episode, our National Account Manager, James Burwood, is joined by Karen Agombar, Head of Product & Proposition. Together, they discuss how we develop our products and pricing to respond to evolving customer needs and changing market conditions.

Topics covered include:

  • How customer and broker needs influence product development
  • The external factors impacting mortgage pricing and product availability
  • Practical tips to help secure rates for your clients during an fast-changing market

Watch Episode 3: Product and Pricing

22 July 2026

New lower minimum property value on BTL

We’ve reduced our minimum property valuation across our BTL range, with both Prime and Core products now available on properties valued from £75,000.

This change is designed to give your clients greater flexibility, helping you support landlords purchasing or remortgaging a lower valued property which may previously have fallen outside our criteria.

View all our latest rates in our BTL Product Guide

07 July 2026

New Resi lower rates and fee specials

From lower rates to new fee specials, there's now even more choice available across our Residential range for your next case.

Highlights include:

  • Up to 0.20% off selected Hero, Professional and Own New rates, up to 95% LTV
  • Selected Core rates reduced by up to 0.40%, up to 90% LTV
  • New 1% fee Select and Core Specials launched, up to 95% LTV

New Select 1% Fee specials

2 Year Residential Select | 1% fee

  • 75% LTV - 5.17%
  • 80% LTV - 5.40%
  • 85% LTV - 5.60%
  • 90% LTV - 5.98%
  • 95% LTV - 6.33%

5 Year Residential Select | 1% fee

  • 75% LTV - 5.31%
  • 80% LTV - 5.54%
  • 85% LTV - 5.77%
  • 90% LTV - 6.13%
  • 95% LTV - 6.48%

We also continue to offer a free valuation across all our products. View all rates in our Residential product guide.


Our latest guides

07 July 2026

Top Tips for Placing a Case

A practical guide designed to help you package cases with confidence, covering key requirements across Residential, Buy to Let and Limited Company applications.
08 May 2026

Right First Time Support Guide

We’ve put together a handy guide so you can see what documents we require depending on your application. It also includes some helpful hints and tips – all designed to help you get your clients’ case submitted right first time.
08 May 2026

Underwriter tips to help get it right first time

A handy guide with tips from our Underwriters to help you get it right first time when submitting your Residential and BTL (including Limited Company) applications.

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Loans completed since 2015