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K-hub & Service Levels

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

Our service levels

Average broker experience as of 23/02/2026

44 SECS

To start talking to your Sales Support team

2 DAYS

Review on all new apps

1 DAY

To review uploaded docs

8 DAYS

Working days from App to Offer

48 HOURS

Notice we aim to give before any standard rate changes*
*We give 24 hours’ notice before any changes to our Special rates.

Our latest news

26 February 2026

Lower rates for clients with complex credit files

We’ve reduced our rates on Resi 12 by up to 1.08% and Resi 6 by up to 1.03%.

Resi 12 key details
  • Maximum of 2 unsecured credit arrears in the last 12 months, accounts must now be up to date.
  • No defaults within 12 months and a maximum of one in the last 24 months, to have been no more than £1,500.
  • No CCJs within 12 months and a maximum of one in the last 24 months, to have been no more than £1,000.
  • No secured loan or rent missed payments in the last 12 months, and a maximum of one in the last 24 months.
Resi 6 key details
  • No maximum of unsecured credit arrears, last 6 months payments must have been made.
  • No defaults within 6 months and a maximum of one in the last 24 months, to have been no more than £1,500.
  • No CCJs within 6 months and a maximum of one in the last 24 months, to have been no more than £1,000
  • No secured loan or rent missed payments in the last 3 months, and a maximum of one in the last 24 months.
  • Please note, Resi 6 is not available to FTBs.
    10 February 2026

    Lower rates on green mortgages

    Following broker feedback we’ve updated our green mortgage initiative to now offer lower rates on selected products. It is also now available to your remortgaging clients as well as purchase clients.

    To be eligible for the eKo reward, the property needs an energy efficiency rating of A or B for residential, and your client needs to meet our Select credit criteria. For your landlord clients, the property needs an energy efficiency rating of A, B or C and they need to meet our Prime credit criteria.

    26 January 2026

    Introducing our new National Account Manager

    We’re thrilled to announce that James Burwood has been promoted to National Account Manager, working with our new Head of National Accounts, Helen Cawthra.

    James has over a decade of experience as a BDM, and is keen to apply his relationship skills to his new role.

    Working together, James and Helen will focus on driving growth across our key accounts, strengthening partnerships, and ensuring that Kensington continues to deliver exceptional service for our customers.

    As quoted by Helen “Investing in our talent is a key part of Kensington’s growth strategy, and James’s appointment reflects that commitment.”


    Our latest guides

    13 February 2026

    Self-Employed: Top Questions Answered

    A practical guide covering the most common questions around how we help self-employed clients, designed for you to keep on hand for future reference.
    13 February 2026

    Remortgage: Top Questions Answered

    A clear, easy‑to‑use guide covering the questions we’re asked most often about remortgaging - available to download and refer back to at any time.
    13 January 2026

    New Build: Top Questions answered

    A comprehensive guide that brings together the most frequently asked questions about our New Build offering, available for you to download and refer back to.

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    Here’s how many people we’ve helped own their home

    Loans completed since 2015