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K-hub & Service Levels

Updates

07 March 2024

Lower rates across Resi 90% and 95% LTV

  • Selected 90% LTV rates reduced by up to 55bps, ranges include Select, Professional, Heroes, eKo and Core
  • Selected 95% LTV rates reduced by up to 35bps
  • Arrangement fee on 90% and 95% reduced from £1,299 to £999

Lowest Select 90% LTV 2,3,5 year fixed rates are now 6.89%, 6.59%, and 6.44% respectively (all with £999 fee).

Lowest Select 95% LTV 2,3,5 year fixed rates are now 7.39%, 7.09%, and 6.94% respectively (all with £999 fee).

27 February 2024

More options for Shared Ownership

We’ve expanded our Shared Ownership product range, allowing your clients to borrow at 85% and 90% of the share price, in addition to the existing 95%, giving them more options and reduced rates.

Minimum share 25%, up to 75% LTV of the total market value.
06 February 2024

Lower rates on selected Resi products

Reduced rates, up to 85% LTV, across the following ranges:
  • Select
  • Core
  • Hero Mortgage
  • Young Professionals
  • eKo £1,000 Cashback
  • eKo £500 Reward
  • Property Plus
Plus, we have reintroduced ‘no fee’ options at 95% LTV. Both ‘fee’ and ‘no fee’ 95% LTV products come in 2, 3 and 5 year fixed rates, available on purchase only.
06 February 2024

New Buy to Let Specials and lower rates

Reduced rates across all BTL products, including HMO/MUB. Rates are the same for Limited Company clients, now starting from 5.19% for 75% LTV, 5 year fixed with a 2% fee.

Plus, we have a number of special rates for your landlord clients, including those with HMO/MUB. Check out our product guide for all the details.

23 January 2024

More options for your low deposit clients

We have increased our 90% LTV range to include fee-paying options and introduced a range of 95% LTV Special rates.

95% LTV is for purchase only. Completion fees cannot be added to Residential applications over 90% LTV.

12 January 2024

Lower rates on selected Resi products

Reduced rates on selected Resi fixed term products up to 85% LTV with rates starting from:

65% LTV | 5YR FIX | 5.29% | £999 FEE| FREE VAL| £500 CASHBACK

65% LTV | 2YR FIX | 5.59% | £999 FEE | FREE VAL| £500 CASHBACK

 

*Free legals available for remortgage applications
**Excluding Right to Buy, Tracker and Flexi Fixed for term products

04 January 2024

GREAT NEWS TO KICK OFF 2024

All our Resi and BTL products (including Limited Company) now come with Cashback until 31st January 2024.

Standard cashback T&Cs apply to eKo products. Excludes Flexi Fixed for Term. We reserve the right to withdraw the offer at any time before 31st January 2024.

04 January 2024

Selected Resi rates reduced by up to 75bps

  • Select rates reduced by up to 31bps across 65% to 85% LTV products
  • Core rates reduced by up to 70bps across 70% to 85% LTV products
  • Large Loans, Young Professional, Hero, eKo, Right to Buy all reduced by up to 75bps

Our lowest rates are our 65% LTV Select Specials, both with incentive options including £500 cashback.

65% LTV | 5 YR FIX | 5.59% | £999 FEE
65% LTV | 2 YR FIX | 5.89% | £999 FEE

Plus, all our products now come with Cashback until 31st January 2024.

01 December 2023

Residential updates

NEW low LTV Special rate with enhanced cashback
  • 65% LTV | 5 YR FIX | 5.89%
  • 65% LTV | 2 YR FIX | 6.19%
Free valuation and £500 cashback for purchase
Free valuation and either £500 cashback or free legals for remortgage

REDUCED rates across Tracker mortgages
Up to 85% LTV, with free valuations added to all 75% and 80% LTV products