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K-hub & Service Levels

K-hub is a dedicated information and service space where you can view our weekly service levels, support guides, handy reminders and general updates.

Our service levels

Average broker experience as of 15/06/2026

*We give 1 day’s notice before any changes to our Special rates.

Our latest news

19 June 2026

BTL Rates Reduced Further

We’ve reduced selected BTL rates by up to 25bps, across all our BTL products: Prime, Prime eKo, Core and HMO/MUB.

Highlights include:

Rates now start from:
Prime range, 2 Year, 75% LTV, 5% fee, 3.49%
Prime range, 5 Year, 75% LTV, 5% fee, 4.59%

Other highlights include:

Prime:
2 Year, 75% LTV, 3% fee, 4.14%
5 Year, 75% LTV, 3% fee, 4.82%

Prime HMO & MUB:
5 Year 75% LTV, 3% fee, 5.09%
5 Year 75% LTV, 5% fee, 4.84%

And we’re still offering a free valuation across all our products (including Residential).

View all rates in our BTL Product Guide.

16 June 2026

New lower rates now available

Good news - we’ve made a range of rate reductions across both our Buy to Let and Residential products, to support more of your clients.

  • Buy to Let: Selected 75% LTV rates reduced on Prime, Prime eKo and Core.
  • Residential: Resi Select rates reduced by up to 0.25% across all fee options and LTVs.

Free valuations across all products still applies.

For full rates, criteria and product details, please see our product guides below.

Residential Product Guide and Buy to Let Product Guide.

10 June 2026

Affordability changes and brand new specials

Great news - we’ve boosted our 5-year affordability, so your residential clients could now borrow more.

We’ve also launched a couple of new residential specials to support this:

5 year fixed, 75% LTV:
  • £999 fee: 5.49%
  • No fee: 5.59%

Plus, we’ve updated rates on both Resi 6 and Resi 12. Find out more in our Product Guide.


Our latest guides

08 May 2026

Right First Time Support Guide

We’ve put together a handy guide so you can see what documents we require depending on your application. It also includes some helpful hints and tips – all designed to help you get your clients’ case submitted right first time.
08 May 2026

Underwriter tips to help get it right first time

A handy guide with tips from our Underwriters to help you get it right first time when submitting your Residential and BTL (including Limited Company) applications.
06 May 2026

Bank Statements Scenarios Guide

Our simple guide details scenarios where you’ll need to provide bank statements for your clients, for Residential, Buy to Let and Limited Company applications.

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Here’s how many people we’ve helped own their home

Loans completed since 2015